Get immediate payments for your export invoices
Mitigate your international risk and stabilize your cash flow with insured international factoring from CF TRADE.
What is international factoring?
International factoring lets businesses enhance cash flow by selling foreign invoices to us at reduced rates in return for immediate payment. Our services reduce international trade risks, ensuring prompt payments without standard cross-border delays. Payments are insured and non-recourse; if an importer doesn't pay, you retain your advance. Rely on CF Trade for efficient global trade solutions.
80% Advance
CF Trade offers and 80% advance on all invoice that are factored. This payment is made as soon as goods or services are delivered and verified by your customer.
Rates as low as 1.5%
We offer low competitive rates for our fully insured factoring that range from 1.5-3%. Our mission is to support your global business endeavors by providing top-notch financial solutions without straining your budget.
Gaurenteed Payments
CF Trade offers fully insured non-recourse factoring meaning we assume all credit risks for your invoices. If your customer doesn't pay, you keep your advance no matter what and we work to collect from them directly or litigate if needed.
Grow your business without increasing your risk
Fast Payments
Stop waiting 30, 60, or 90 days for payment! We advance up to 80% of your invoice value as soon as goods or services are delivered, so you always have cash on hand.
Risk Mitigation
With insured factoring and localcollections covered, your operation can focus on producing and can rest easythat payment issues will be taken care of abroad.
Increased Revenue
With access to capital and bettercash flow, you’re able to conduct more transactions and turn over more product,ultimately growing your business.
How fund works
Here are some common questions we get about factoring, but if you have any more questions feel free to contact our team.
Apply
Complete our user-friendly online application and verify your customers aboard to get the process started. This process is fast and ensures a hassle-free start to your factoring journey.
Submit
Initiate the factoring process by selecting an invoice and submitting is through our secure online portal for funding.
Sign
Upon successful delivery of the goods or services, a confirmation is obtained to ensure everything matches the invoice. Once this is confirmed, both the importer and exporter sign the formal agreement with CF Trade, transferring the invoice's ownership to CF Trade for them to collect.
Advance
After the invoice has been verified and validated, CF Trade processes an advance payment. This consists of 80% of the invoice's value. Please note that CF Trade's service fee is deducted from this advance.
Customer Payment
CF Trade now works directly with the importer to receive payment.
Reserve
Once CF Trade has received the final payment from the customer, we process the remaining 20%.
Here's what some of our customers are saying
Marvin Rubio
Panama
FAQs
Here are some common questions we get about factoring but if you have more questions don't hesitate to reach out to our team.
Companies that get the most out of factoring are growing in sales and whose customers ask for payment terms. If your company has a product or service that sells with payment terms, there is no better tool for you than factoring. Factoring can be used by almost any company that gives payment terms instead of receiving immediate cash for the products it sells. Companies use factoring to supply the money needed to expand operations or maintain a current production level without sacrificing other areas of the business.
CF Trade provides factoring for a variety of industries including, but not limited to: Perishables, Non-Perishables, Services (BPO), Light Manufacturing, Industrial Process Products, Textiles
***Contact us to inquire about other industries
We welcome anyone to apply who ships goods or services to the United States of America or Mexico, but our list of eligible origination and destination countries is constantly expanding so please reach out and we can see how we can help.
No. factoring is a service that is accounted for as an operating expense instead of a debt. Entering into a factoring agreement will not hurt your credit history or increase liabilities on your company’s balance sheet.
As quickly as in a few hours once approved and confirmed. Keep in mind the first invoice from every client typically takes 12 to 24 hours to fund after all the documentation is received, as the factoring company has to get set up with your client to accept payments on your behalf.
No. You have the freedom to select the invoices you wish to factor in depending on your cash flow needs. However, they must receive all payments to avoid confusion because each client you factor in is formally notified with instructions to remit all payments to the factoring company. You will only incur fees on the receivables factored, and all payments are immediately redirected back to you when received by us.
Depending on your factoring company, you could have a non-recourse or an entire recourse factoring contract. On a non-recourse factoring contract, the risk and potential loss of a customer defaulting on payment of an invoice typically rely on the factoring company. On full recourse factoring contracts, your company would be responsible for any default or non-payment risk. At CF Trade, we guarantee 80% of your invoice with our fully insured factoring and if clients don't pay we work to collect from them in the US.
